Teaching Your Children to be Financially Responsible
Jan20

Teaching Your Children to be Financially Responsible

One of the biggest problems with personal debt is that young people are not taught the dangers of borrowing. We live in a world of instant gratification and our standard of living has increased ten fold over the last twenty years. Consider: Back in the 1950s and ’60s, people thought it was normal for a family to have one bathroom, or for two or three growing boys to share a bedroom. The average American house size has more than...

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Bling or not to bling – Should you get a finishers medal?
Jan13

Bling or not to bling – Should you get a finishers medal?

A hot topic in the running world today is whether or not people who complete short distance races of 5K, 10K or half marathon races should receive a finisher medal. In my opinion a finishers medal is equivalent to a getting a participation ribbon. It’s all relative to the person if they find value in that or not. If you are new to running and just completed your first race, a finishers medal offers a small token and reminder of...

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Skype Vs. Magic Jack – Saving money on your home and long distance phone service.
Jan09

Skype Vs. Magic Jack – Saving money on your home and long distance phone service.

I’m sure that a lot of you have a home phone and maybe two or more cell phones in your house. The question of the day is – How many phones do you need? I’d have to say that I’m a fairly frugal guy. If I get a chance to save money on services or merchandise that I need, I’m all for it. A few years ago, I switched from a Telus landline service to Vonage. For those of you who don’t know what Vonage is...

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How to improve running cadence – Why is cadence important?
Jan06

How to improve running cadence – Why is cadence important?

I’ve been running for just over a year. So now, instead of being that guy who occasionally goes for a jog after work, you could probably call me an actual runner. I’ve read several running books and countless articles online and one particular subject that caught my eye is running cadence. What is running cadence? Good question… I’m glad that you asked. The simplest way to explain cadence is “how many...

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No Excuses – Warhawk Matt Scott
Jan05

No Excuses – Warhawk Matt Scott

The “Just do It” kind of attitude can pay off huge if you follow the mantra of “No Excuses”. Need to go for a run, pay off a debt or study for an exam but have other things that get in the way. Ask yourself what excuses are you using today to delay you from doing something that you need to do. Alternatively, if you are ever invited or invite a friend out to do something and they give you an excuse…. Send...

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New years resolutions Vs. New years goals
Jan04

New years resolutions Vs. New years goals

If you Google new years resolutions you will find many websites that will have lists of the top 10 new years resolutions. What you will also find is these lists are often packed with non specific things like “Have more fun” “Spend more time with your family” “Get out of debt” and “Exercise more”. Of course, all of these things are good but what they are missing is a specific action. You...

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