The Pursuit of Stuff
Jan15

The Pursuit of Stuff

I get it – having nice things is, well nice. I happen to live in a big fancy house with rock countertops that were crystallized from magma that cooled far below the Earth’s surface. I have multi-layered wood floors that were milled from a single piece of timber and kiln dried before sawing and placed in my home. My shelter is also equipped with the ability to produce clean fresh drinking water on demand. Hot or cold...

Read More
It’s Stacked Against You
Jan10

It’s Stacked Against You

There is a reason that the debt levels in Canada and the US are approaching all time highs. The average Canadian owes about $1.70 for every dollar of income he or she earns per year, after taxes. This is not an oops I slipped. This is by design. No one actually wants you to save money. Almost everyone is out to get a little bit of your dinero. I mean everyone, even your own kids are out to get you. They are constantly asking you for...

Read More
I wish I’d worn a condom
Jan09

I wish I’d worn a condom

Let’s start off with saying that I’m not a Costco shopper, never have been and never will be. I refuse to apply for, pay for and be granted a membership just to enter a store. Ridiculous. It just doesn’t make any sense to me. None. Sure, I might be missing out on a super deal on a 20 Kilo bag of sugary puffs or a 40 pack of chicken legs at a bargain price. Is it really worth it? I’m telling you that you really...

Read More
Resolution Run – Race Recap
Jan03

Resolution Run – Race Recap

Average people wait for New Year’s Day to make resolutions about getting fit – the number one resolution BTW. And then there is the MoneyRunner (and the 1,000’s of other crazy runners) who don’t wait for New Year’s Day – we’re getting fit on New Year’s Eve. Enter the Resolution Run, the perfect way to celebrate the past year and at the same time start a new one. This year will be my 5th...

Read More
Bankruptcy of Life
Dec31

Bankruptcy of Life

“I’ve always wanted to (insert thing/activity/learn/travel here), but I can’t afford it.” Even though this (rarely updated but awesome) blog is primarily about personal finance, savings and being a frugal badass with your money. Ultimately, I think that the thing you can’t afford, is not to do the thing that you so wanted to do. What do we really need? Some food, heat, and shelter. A place to rest and a...

Read More
TFSA – It’s a Gift and it’s Tax Free
Dec19

TFSA – It’s a Gift and it’s Tax Free

TFSA (Tax Free Savings  Account) as the name suggests is a Tax Free Savings Account. But this is just plain WRONG. The banks already have accounts for that. So from this day forward you will refer to this account as a Tax Free Investment Account. An account for investments, not cash, braindead GIC’s or for use as an emergency fund. Got it.  Good news, in a couple of weeks you can shovel another $6,000 into it. You...

Read More
The Shockingly Simple Way To Get Rich
Dec12

The Shockingly Simple Way To Get Rich

Spend less than you earn and save the difference. Thanks, Captain Obvious, we already knew that.  The problem isn’t that we don’t know this, the problem is that the majority of us are absolutely horrible at it. Let’s take a look at the one thing we are really good at – Spending. Lot’s and lot’s of spending and that equals lot’s and lot’s of debt and consumption.  In Canada’s case,...

Read More
The Position of FU
Sep16

The Position of FU

Sometimes there is some deep level wisdom coming out of Hollywood and there is certainly something to be learned by this short one minute snip from the movie The Gambler. I agree 100% that the position of fuck you would be a great position to be in, but I want to clarify that it doesn’t mean that you are now free to be an asshole, it means you can better spend your fucks on things that actually matter to you. It means that you...

Read More